Terms of Service
These Terms and Conditions ("Terms") govern your access to and use of Vogelium's website, tools, and research outputs. Please read them carefully before using the platform.
This is a general draft template provided for structural reference only. It does not constitute legal advice and has not been reviewed by qualified counsel. Vogelium should have this document reviewed by a legal professional in the relevant jurisdiction before publication.
1. Acceptance of Terms
By accessing or using the Vogelium website and any associated analytical tools, dashboards, or reports (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately. Continued use of the Service after any modification to these Terms constitutes acceptance of the revised version.
2. Description of Service
Vogelium provides adaptive, AI-assisted analysis intended to support research and decision-making related to capital allocation. The Service presents structured data, models, and commentary designed to inform independent judgment. The Service does not execute transactions, manage funds, or act as a broker, dealer, custodian, or investment adviser on behalf of any user.
3. No Financial Advice
Nothing produced by the Service — including reports, scores, projections, or narrative commentary — constitutes personalized financial, investment, tax, or legal advice. All outputs are provided for informational and decision-support purposes only. You are solely responsible for evaluating the suitability of any information before acting on it, and you should consult a qualified, licensed professional before making financial decisions.
4. Eligibility and Account Responsibilities
You must be legally capable of entering into a binding contract to use the Service. If an account is required, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to notify Vogelium promptly of any unauthorized use or suspected security breach.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting to reverse-engineer underlying models, scraping or redistributing proprietary data without authorization, interfering with the normal operation of the platform, or using the Service for unlawful purposes. Vogelium reserves the right to suspend or terminate access for any conduct it reasonably believes violates these Terms.
6. Intellectual Property
All content, methodology, design, software, and materials made available through the Service are the property of Vogelium or its licensors and are protected by applicable intellectual property laws. No license is granted to you except the limited, non-exclusive, non-transferable right to access and use the Service for your own internal research purposes.
7. Data and Third-Party Sources
The Service may incorporate data from third-party providers. While Vogelium seeks to use reliable sources, it does not guarantee the accuracy, completeness, or timeliness of any underlying data, and is not responsible for errors or omissions originating from third parties.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Vogelium does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Vogelium, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, or data, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Vogelium and its representatives from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
11. Modifications to the Service and Terms
Vogelium reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. Vogelium may also revise these Terms periodically; the updated version will be posted with a revised effective date. Your continued use of the Service after changes are posted constitutes acceptance of those changes.
12. Termination
Vogelium may suspend or terminate your access to the Service at its discretion, with or without cause, including for violation of these Terms. Upon termination, provisions relating to intellectual property, disclaimers, limitation of liability, and indemnification shall survive.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Vogelium operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction. [Jurisdiction to be confirmed and inserted upon legal review.]
14. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
15. Contact
Questions regarding these Terms may be directed through the contact channels listed on the Vogelium website.
Last updated: [date placeholder]. This document is a template and should be dated and reviewed prior to use.